{"id":22890,"date":"2022-03-16T18:22:40","date_gmt":"2022-03-17T01:22:40","guid":{"rendered":"https:\/\/getrealestatelicenses.com\/?p=22890"},"modified":"2022-03-16T18:25:12","modified_gmt":"2022-03-17T01:25:12","slug":"%e8%b4%b7%e6%ac%be%e7%bb%8f%e7%ba%aa%e8%af%95%e9%a2%98","status":"publish","type":"post","link":"https:\/\/getrealestatelicenses.com\/zh-hans\/2022\/03\/%E8%B4%B7%E6%AC%BE%E7%BB%8F%E7%BA%AA%E8%AF%95%E9%A2%98\/","title":{"rendered":"\u8d37\u6b3e\u7ecf\u7eaa\u8bd5\u9898"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22890\" class=\"elementor elementor-22890 elementor-22876\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69e27e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69e27e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25c5363\" data-id=\"25c5363\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e03680 elementor-widget elementor-widget-heading\" data-id=\"4e03680\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sample One: Mortgage Concept Question<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1008baf elementor-widget elementor-widget-text-editor\" data-id=\"1008baf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Lender A has 15 year amortization period while Lender B has 20 year amortization period, assuming all other factors are all the same, which one below is correct?<\/p><p>A. Each monthly payment A will be bigger than payment B<br \/>B. The Annual percentage rate are the same for A and B<br \/>C. Each monthly payment A will pay more principal than payment B<br \/>D. Each monthly payment A will be smaller than payment B<\/p><p>(1) A and B are true<br \/><span style=\"color: red;\">(2) A and C are true (Right Answer)<\/span><br \/>(3) B and D are true<br \/>(4) Only B is true<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-debb810 elementor-widget elementor-widget-text-editor\" data-id=\"debb810\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"text-decoration: underline;\"><strong>Quick Pass Master Explanation:<\/strong><\/span><\/p><p>B is false, because the shorter the amortization, the bigger the Annual Percentage Rate.<\/p><p>D is false, because each monthly payment A will be bigger than payment B. When amortization is shortened, borrower has less time to pay off the principal of the loan, and this means borrower has to pay more each month in order to pay off the same amount of loan.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d973cad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d973cad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-54ce61c\" data-id=\"54ce61c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-194c752 elementor-widget elementor-widget-heading\" data-id=\"194c752\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sample Two: Law question <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7c4b9d elementor-widget elementor-widget-text-editor\" data-id=\"a7c4b9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>What kind of unity does tenancy in common have?<\/p><p>(1) Unity of time<br \/>(2) Unity of title<br \/>(3) Unity of interest<br \/><span style=\"color: red;\">(4) Unity of possession (Right Answer)<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-718cb39 elementor-widget elementor-widget-text-editor\" data-id=\"718cb39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p><span style=\"text-decoration: underline;\"><strong>Quick Pass Master Explanation:<\/strong><\/span><\/p><p>Tenancy in common has only one unity: unity of possession, while Joint Tenancy has all four unities: time, title, interest, and possession.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sample One: Mortgage Concept Question Lender A has 15 y [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - 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